![]() ![]() ![]() Optically-based mobile payment solutions, on the other hand, work with so-called quick response codes (QR). Apple has been using the local radio standard since the iPhone 6, but has not yet opened the NFC interface for third-party applications. A corresponding chip is built into all Android smartphones from version 4.0 onwards. Today, NFC is part of the standard equipment of modern mobile phones. A mobile phone that is to transmit payment data via NFC must therefore be connected directly to the sender of an NFC-enabled POS terminal. Data transmission via NFC is limited to a few centimeters. Data is exchanged by electromagnetic induction. ![]() NFC (near field communication) involves an RFID-based transmission standard. The contactless data transfer between mobile device and the POS terminal is realized with one of the following technologies depending on the app: Mobile payment functions are now supported by all modern smartphones and by numerous tablets and wearables. All consumers need in order to pay with their mobile device in retail stores is the following: As far as consumers are concerned, the technical requirements for mobile payment are already in place in many cases. ![]()
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